Trico Community Federal Credit Union

PRIVACY POLICY

FACTS

WHAT DOES TRICO FEDERAL CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?

WHY

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

WHAT

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

Social Security Number and Account Balances
Credit history and checking account information
Payment history and transaction or loss history

HOW

All financial companies need to share members personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members personal information; the reasons Trico Community chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

Does TRICO FCU share?

Can you limit this sharing?

For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes

For our marketing purposes— to offer our products and services to you

Yes

For joint marketing with other financial companies

Yes

For our affiliates’ everyday business purposes— information about your transactions and experiences

We don't share

For our affiliates’ everyday business purposes— information about your creditworthiness

We don't share

For our affiliates to market to you

For nonaffiliates to market to you

We don't share

To limit our sharing

• Call 406-442-1421 - our menu will prompt you through your choice(s) or

• Visit us online: http://www.tricocommunityfcu.com

Please note: If you are a new customer, we can begin sharing your information

days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.

Questions?

Call 406-442-1421

or go to http://www.tricocommunityfcu.com

Who We Are

Who is providing this notice?		Trico Community Federal Credit Union

What we do

How does Trico Community FCU protect my personal information?		To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured fi les and buildings.

How does Trico Community FCU collect my personal information?		We collect your personal information, for example, when you open an account or apply for a loan Provide government issued ID or provide account information give us your contact information

Why can’t I limit all sharing?		Federal law gives you the right to limit only sharing for affiliates’ everyday business purposes—information about your creditworthiness affiliates from using your information to market to you sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing.

Definitions

Affiliates		Companies related by common ownership or control. They can be financial and nonfi nancial companies. Trico Community Federal Credit Union

Nonaffiliates		Companies not related by common ownership or control. They can be financial and nonfinancial companies. These may include but not limited to: insurance co., govt. agencies, plastic card processors, financial statement publishers or printers, mailhouse, mortgage services, and data processors.

Joint marketing		A formal agreement between nonaffi liated financial companies that together market financial products or services to you. Our joint marketing partners include CUNA Mutual.