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Overdfraft Fees

Fee Schedule

Services Fee Description
24 Hour Audio Response (PAL) No Charge Call 406-442-4437 to check accounts
Account Balancing Assistance

Free 1st time
Then $10/Hour

One-on-One time with a member/financial service representative to balance your account
Credit Union Draft Checks $5.00 Each No charge if the check is made out to yourself
Debit/Credit Card Replacement $20.00 (after 2 replacements) The first two times you lose your debit or credit card, there is no fee. Three or more times is a $20.00 fee each.
Dormant Account Fee $5.00 per month After 12 months of no activity
Draft Copy $2.00 Each Copy of a check
Fax $0.50/page To fax documents
Flex Teller (online banking) No Charge To access your account information online
IRA Transfers $25.00  To transfer IRA's to another institution 
Consumer Loan Late Fee  $25.00  After 10 day grace persiod, fee will be 20% of interest due or $25.00, whichever is higher. 
Levy $40.00   
Loan Non-Compliance $85.00 per month  
Mortgage Subordination $100.00  Plus recording fees 
Notary Service $2.00/signature Fee only applies to non-members 
Overdraft Transfer $5.00/transfer  Must sign agreement prior to overdraft 
Overdraft/NSF $25.00/item Overdraft due to non-sufficient funds (NSF)
Photocopies $0.10/page
Returned Mail $5.00 Each Returned mail due to wrong address or for any other reason
Returned Item $25.00/Each Returned box of checks or any other item returned
Rush order on Plastic Cards $35.00 Any rush order put on Debit or Credit Cards
Statement Copy $5.00 To get an additional copy of your account monthly statement
Stop Payment $20.00 Single or Series
Counter Checks $4.00/4 checks Plain checks are $4.00 for a sheet; 1 sheet is 4 checks.
Counter Check Rush order $10.00 Replacement counter checks required immediately
VISA Late Fee $25.00 Late fee on VISA payment
Wire Transfer $15-$30 Outgoing - $15.00 for domestic and $30.00 for international
Western Union Wire Fee  $25.00  
    Effective June 1, 2015

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